Affordable monthly programs
Pay for your order over 6, 12 or 24 months at competative interest rates.*
No prepayment penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.
Fast and easy online application
Get a decision in seconds with no obligation to purchase. Checking your eligibility won't affect your credit score. Applying is easy and financing terms are clear.
Questions? Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread's financing program, you can reach out to them directly at firstname.lastname@example.org or (844) 992-7323 ext. 1.
*The term is for a loan to finance a purchase. rates range from 7.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 per $1,000 borrowed. Your terms may very and are subject to credit approval. Bread© loans are made by Cross River Bank, Member FDIC.